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Banks: Mortgages in Cape Verde

Useful tips about mortgages from Banks

Most of the information provided on this page about banks has been given to us from various individuals and sources since 2005, so the information may be out of date. If you are looking for current information about exchange rates for other currencies, use of master cards etc, or about banks on different islands, I would suggest you visit the bank websites and contact the banks directly as they update their own information on their websites. A few of the links to banks may be broken, these links were copied from a Government website, so the links are not working on there.

The following banks operate in Cape Verde:

  • BAI - Banco Africano de Investimento
  • BES - Banco Espírito Santo
  • BCN - Banco Caboverdiano de Negócios
  • BCA - Banco Comercial do Atlântico
  • BI - Banco Interatlântico
  • BCV - Banco de Cabo Verde
  • Caixa Económica de Cabo Verde
  • Novo Banco

  • Cape Verde Mortgages

    It isn't easy for investors to get a mortgage in Cape Verde. Dealing with the banks can be a bit stressful.

    Some Expats who have successful businesses on the islands have also found it frustrating dealing with the banks who loose their paper work, or keep promising the mortgage will be approved soon and after months of waiting are considering what their options will be if they cancel their application and try another bank. Generally, most banks on the islands, will need applications and paperwork to be approved by the head office which will be in Praia, Santiago.

    Some Developments and Estate Agencies have an agreed mortgage rate with the banks.

    Things you may want to ask at the Bank:
    • What are the controls for taking money out of the country and its limitations?
    • Ask about NIB !


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